River offers a great way to buy and sell bitcoin – but its functionality is limited. Learn why people are switching to Coinbits to do more with bitcoin.
River Financial is a good basic bitcoin app, but Coinbits offers more.
River Financial
River Financial is focused on buying and selling bitcoin. It offers zero fees on recurring buys, and offers some slick tools for managing taxes, paying interest on cash, and gifting bitcoin to friends and family.
Coinbits
Recommended
Coinbits also offers buying and selling bitcoin at low prices, and offers zero fees for both recurring and instant buys. Peer-to-peer payments, Round Ups, Spending Insights, and Connected Wallets round out a full-featured personal financial management approach.
The top reasons people choose Coinbits vs. River Financial
Coinbits
River Financial
Save your spare change
Coinbits
With Coinbits, you can automatically convert your spare change from all your bank accounts and credit cards.
River Financial
River does not offer a Round Ups feature.
Fee structure
Coinbits
With Coinbits, fees are straightforward. There are no fees on bitcoin buys, and Coinbits spread varies with market conditions but is about 1.5% for Basic plans and 0.4% for Plus plans.
River Financial
With River Financial, a 1% fee is charged on most bitcoin buys. Exchange spread is not advertised.
Personal financial management
Coinbits
With Coinbits, you can see all of your spending broken down into categories so you know how to spend and save smarter.
River Financial
River Financial does not offer personal financial management tools.
Securely connect to your hardware wallet
Coinbits
With Coinbits, you can connect your hardware wallet to track your balance and automatically withdraw bitcoin to it.
River Financial
River Financial does not connect to your hardware wallet.
Referral program
Coinbits
As a Coinbits affiliate, when your referrals trade cash for bitcoin and vice versa, you earn 50% of the Coinbits spread for a year.*
River Financial
When your friend reaches $100 in bitcoin purchases, you both earn $5 in bitcoin; when they reach $1000, you both get $15, and when they reach $10,000, you both get $80.
